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  About You

Financial Literacy 101 is personalized to you and saves your work.

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Year in School

Financial Aid Status

If you're not sure, for more information.

Understanding Financial Aid Status

We use financial aid status to customize parts of your learning experience.

In order to be considered "independent," you must answer YES to one or more of the following questions:

  • Will you be 24 or older by Dec. 31 of the school year for which you are applying for financial aid?
  • Will you be working toward a master's or doctorate degree (such as M.A., M.B.A., M.D., J.D., Ph.D., Ed.D., etc.)?
  • Are you married or separated but not divorced?
  • Do you have children who receive more than half of their support from you?
  • Do you have dependents (other than children or a spouse) who live with you and receive more than half of their support from you?
  • At any time since you turned age 13, were both of your parents deceased, were you in foster care, or were you a ward or dependent of the court?
  • Are you an emancipated minor or are you in a legal guardianship as determined by a court?
  • Are you an unaccompanied youth who is homeless or self-supporting and at risk of being homeless?
  • Are you currently serving on active duty in the U.S. armed forces for purposes other than training?
  • Are you a veteran of the U.S. armed forces?

If you answered NO to each question, then your financial aid status is likely to be "dependent."

  Account Access

You'll use your email address and password to access your financial wellness account.

Please use your school email address (if applicable).

By proceeding to create your account and use Financial Literacy 101, you are agreeing to our Terms of Service and Honor Code. If you do not agree, you cannot use Financial Literacy 101.

  Your Privacy

Financial Literacy 101 is a financial wellness service offered in partnership with Missouri Western State University.

We take your privacy seriously. No information about you is shared with anyone other than your sponsoring organization. Please review our Privacy Policy for complete details.